CFSL Integrated Report 2025

LEADERSHIP

45

Introduction

Group Overview

Strategy & Performance

Management Team (Continued)

STEEVE LOW GENERAL MANAGER COLLECTION AND RECOVERY

DIANE MAUREL HEAD OF CREDIT UNDERWRITING

Diane joined Cim Finance in January 2015 as a Senior Analyst for Cim Management Services Ltd and was appointed to the position of Manager of Corporate Credit of Cim Finance Ltd in February 2016. In 2018, Diane was appointed as the Head of Corporate Credit, and later in the same year, she was called upon to take over the retail credit underwriting department as Head of Credit Underwriting. Prior to joining the Group, Diane worked in the Macquarie Corporate Asset Finance Division of The Macquarie Bank in Melbourne for two years. Before that, she worked at Ford Credit Ltd in roles including Credit Risk and Recovery and Legal. Diane holds a Bachelor of Business Commerce in Marketing and Economics from Melbourne University and a Master’s in applied Commerce from Melbourne University.

Steeve joined Cim Finance Ltd in 1996 and has held his current position as General Manager Collection and Recovery since November 2018. Over the years, he has led various departments within the Group namely, Leasing, Finance, Factoring, Card and Customer Accounts. He also served as an Executive Director of Cim Finance Ltd from October 2014 to October 2017. Steeve is a Fellow Member of the Association of Chartered Certified Accountants.

KAAMIL NAKHASI HEAD OF CARDS AND PAYMENTS

Kaamil joined Cim Finance in July 2023 as Head of Cards and Payments. In this role, he has been instrumental in the launch of the new Cashback Credit Card and in overseeing merchant relationships for MoPay, CFSL’s Buy Now Pay Later solution. Prior to joining Cim Finance, Kaamil spent six years at RBL Bank in India, one of the country’s leading card issuing banks, from June 2017 to June 2023. During this period, he was responsible for the end to end management of the unsecured lending portfolio, including credit cards, personal loans, EMI products, and insurance. He also led the bank’s digital channels, notably the MyCard Mobile App, chatbot, and WhatsApp Banking. Earlier in his career, from June 2014 to June 2016, Kaamil worked as Senior Manager at Snapdeal, one of India’s largest e commerce companies, where he contributed to the development and growth of multiple business categories. Kaamil began his professional journey with the Times of India Group following the completion of his MBA. He holds a Master of Business Administration in Marketing from the Institute of Management Technology, Ghaziabad, and a degree in Computer Science Engineering from Jaypee University of Engineering and Technology, India.