CFSL Integrated Report 2025

STRATEGY & PERFORMANCE

75

Introduction

Group Overview

Leadership

Environmental and Social Report (Continued)

CARBON FOOTPRINT REDUCTION

CO 2 Emissions

142.17

134.56

129.95

GOALS • Measure and monitor Scope 1, 2, and 3 carbon emissions across operations • Reduce scope 1 emissions arising from company-owned vehicles and equipment • Improve energy efficiency to lower scope 2 emissions arising from electricity use • Engage with suppliers, clients, and employees to address broader value chain emissions (Scope 3) • Align carbon reduction efforts with global sustainability standards and best practices

Scope 1 Direct Emissions* (tonnes)

9 % reduction in Scope 1

CO 2 Emissions

Performance Highlights

481.18

472.62

453.36

SCOPE 1 Direct emissions from Cim Finance’s car fleet decreased from 142.17 tonnes in FY 2023 to 129.95 tonnes in FY 2025, reflecting the partial transition of the fleet from internal combustion engines (ICE) to hybrid and electric vehicles. SCOPE 2: Indirect emissions from purchased electricity decreased slightly from 472.62 tonnes to 453.36 tonnes over the same period. SCOPE 3 These emissions, which include indirect impacts along the value chain—such as financed emissions, business travel, and employee commuting—are not included in this year’s report due to incomplete data. Capturing these emissions is complex and requires coordination across multiple stakeholders and the broader value chain. Efforts are ongoing to improve data collection in this area.

Scope 2 Indirect Emissions* (tonnes)

4 % reduction in Scope 2