CFSL Integrated Report 2025

219

Introduction

Group Overview

Leadership

Strategy & Performance

Explanatory Notes 30 September 2025

42. MATURITY ANALYSIS OF FINANCIAL ASSETS AND FINANCIAL LIABILITIES The table below shows an analysis of discounted financial assets and financial liabilities based on when they are expected to be recovered or settled.

2025

Up to 3 months 3 - 6 months 6 - 12 months

1 to 5 years Over 5 years

Total

MUR m MUR m MUR m MUR m MUR m MUR m

GROUP

ASSETS Cash and bank balances Net investment in leases and other credit agreements Loans and advances Investments securities Deposits with banks

943.6 253.6

–

–

–

– –

943.6 638.9

112.9

222.6

49.8

1,360.8 1,994.1

1,222.6

2,269.1 1,789.6

7,437.4 8,021.5

499.8

12,789.7 12,740.4

935.2

–

0.9

– –

– –

120.0

0.7

121.6 560.9

560.9

–

–

Other assets*

5,113.9

2,270.7

4,281.3

15,628.7

500.5

27,795.1

Total assets

LIABILITIES Bank overdrafts

81.9

–

–

–

– – – – –

81.9

4,122.3 1,312.1

2,259.7

1,364.5

10,485.3

18,231.8 2,724.1

Other borrowed funds

217.1

273.8

921.1

Other liabilities Lease liabilities Total liabilities

12.0

12.2

22.2

78.4

124.8

5,528.3

2,489.0

1,660.5

11,484.8

21,162.6

2025

Up to 3 months 3 - 6 months 6 - 12 months

1 to 5 years Over 5 years

Total

MUR m MUR m MUR m MUR m MUR m MUR m

COMPANY

ASSETS Cash and bank balances Net investment in leases and other credit agreements Loans and advances Investment securities Deposits with banks

888.3 253.6

–

–

–

– –

888.3 638.9

112.9

222.6

49.8

1,360.8 1,585.6

1,222.6

2,269.1 1,284.5

7,437.4 7,727.5

499.8

12,789.7 11,296.9

699.3

–

–

– –

– –

120.0

0.7

120.7 605.5

605.5

–

–

Other assets*

4,693.8

2,034.8

3,776.2

15,334.7

500.5

26,340.0

Total assets

LIABILITIES Bank overdrafts

25.4

–

–

–

– –

25.4

4,122.3 1,181.2

2,259.7

1,101.3

10,353.5 1,150.7

17,836.8 2,916.8

Other borrowed funds

248.3

327.7

8.9

Other liabilities Lease liabilities Total liabilities

11.6

11.7

22.3

78.3

–

123.9

5,340.5

2,519.7

1,451.3

11,582.5

8.9

20,902.9

*Other assets exclude prepayments