CFSL Integrated Report 2025

GROUP OVERVIEW

19

Introduction

Leadership

Strategy & Performance

Our Activities (Continued)

A platform for merchants and service providers to accept card payments at their physical locations, enhancing customer convenience and streamlining business transactions. How Customers Benefit • Access to 800+ merchants. •

Delivery Channels

POS SERVICE

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Client Manager Portal

Fast and secure authorisation of transactions, with merchant bank accounts credited directly in real time. Dynamic QR Codes, integrated into traditional Point of Sale (POS) machines, enabling payments from other bank apps with instant merchant confirmation.

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A financial solution enabling businesses to access funds for growth and working capital needs, supporting business expansion and

Delivery Channels

SME LOANS

operational stability. How Customers Benefit • Short-term financing to support daily business

WhatsApp for Business

operations, including payroll, rent, inventory, and utilities, while bridging cash-flow gaps between receivables and payables. Ideal for managing seasonal slowdowns or supporting immediate growth needs, with access to funds generally available without requiring collateral.

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