CFSL Integrated Report 2025
173
Introduction
Group Overview
Leadership
Strategy & Performance
Explanatory Notes 30 September 2025 7. OTHER INCOME
GROUP
COMPANY
Sep-25 MUR m
Sep-25 MUR m
Sep-24 MUR m
Sep-24 MUR m
86.2
86.2
89.0
89.0
Operating lease income Leasing residual value
6.6
6.6
8.6
8.6 7.2
40.3
17.6
11.7
Others*
0.3
0.3
(0.5)
(0.5)
Profit/(loss) on disposal of equipment
133.4
110.7
108.8
104.3
*Main components of others include secretarial fees and administration fees.
8.
EMPLOYEE BENEFIT EXPENSES
GROUP
COMPANY
Sep-25 MUR m
Sep-25 MUR m
Sep-24 MUR m
Sep-24 MUR m
942.8
888.6
837.3
780.6
Wages, salaries and related expenses Pension and other retirement benefit costs Pension costs-defined contribution plans
73.9 13.7
73.7 13.8
52.1 12.3
50.4 13.9
1,030.4
976.1
901.7
844.9
9.
OTHER OPERATING EXPENSES
GROUP
COMPANY
Sep-25 MUR m
Sep-25 MUR m
Sep-24 MUR m
Sep-24 MUR m
574.0
541.5
464.3 107.3
434.0
Administration Professional fees
96.2 59.6
41.4 54.4
48.9 51.0
57.2
Advertising and marketing
729.8
637.3
628.8
533.9
10. NET IMPAIRMENT LOSSES ON FINANCIAL ASSETS
GROUP
COMPANY
Sep-25 MUR m
Sep-25 MUR m
Sep-24 MUR m
Sep-24 MUR m
NOTES
Provision for expected losses allowance - Finance leases
(1.9)
(1.9)
(24.5)
(24.5)
15 15
201.3
201.3
106.4
106.4
- Other credit agreements
Loans and advances - Credit facilities
210.0
195.4
204.1
184.3
16 16 16 16
12.8
10.1
27.2
68.7
- Corporate credit facilities - Factoring receivables
(0.6)
(0.6)
0.8 2.9
0.8 2.9
20.3
20.3
- Card receivables
0.8
9.1
(1.3)
11.6
Others
78.3 14.6
78.3 13.9
–
–
Interest in suspense Bad debts written off Bad debts recovered - Finance leases
19.8
15.9
(1.3)
(1.3)
(0.4)
(0.4)
(37.3) (22.6)
(37.3) (22.6)
(37.0) (17.2)
(37.0) (15.1)
- Other credit agreements
- Credit facilities
(0.8) (8.9) (3.4)
(0.8) (8.9) (3.4)
(0.5) (9.9)
(0.5) (9.9)
- Corporate credit facilities
- Card receivables
–
–
- Others
461.3
451.6
270.4
303.2
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